{"id":31838,"date":"2026-09-13T08:54:01","date_gmt":"2026-09-13T08:54:01","guid":{"rendered":"https:\/\/www.hansen-realestate.com\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/"},"modified":"2026-09-13T08:54:01","modified_gmt":"2026-09-13T08:54:01","slug":"overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da","status":"publish","type":"post","link":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/","title":{"rendered":"S\u00e5dan overf\u00f8rer du penge til Spanien ved boligk\u00f8b: Bankkonti, dokumentation og timing"},"content":{"rendered":"<p>Hvis du skal <strong>overf\u00f8re penge til Spanien for at k\u00f8be bolig<\/strong>, er det sikreste tidspunkt at forberede sig f\u00f8r du afgiver et tilbud. Ikke bagefter. Vi ser det n\u00e6sten hver uge p\u00e5 vores kontor i Torre del Mar: En k\u00f8ber finder den rette lejlighed n\u00e6r Paseo Mar\u00edtimo, s\u00e6lgeren forventer en hurtig reservation, og s\u00e5 opdager k\u00f8beren, at banken kr\u00e6ver ekstra dokumentation for hvidvask, valutakursen har \u00e6ndret sig, eller den spanske konto ikke er klar.<\/p>\n<p>Den slags forsinkelser kan koste dig boligen, is\u00e6r hvor gode hjem bliver solgt hurtigt. Torre del Mar, Nerja, Torrox Costa, Caleta de V\u00e9lez og dele af Fuengirola er alle eksempler p\u00e5 det. Den finansielle del er sj\u00e6ldent glamour\u00f8s, men det er det stille maskineri bag et gnidningsfrit k\u00f8b. Hvis alt er klar, kan du reservere trygt. Hvis ikke, venter alle: advokaten, banken, s\u00e6lgeren og til sidst notaren.<\/p>\n<p>Vores team arbejder prim\u00e6rt med skandinaviske, tyske, britiske og hollandske k\u00f8bere, og vi h\u00e5ndterer processen p\u00e5 dansk, svensk, norsk, tysk, engelsk og spansk. Det hj\u00e6lper. Men spanske bankprocedurer er nu engang spanske bankprocedurer. De stiller sp\u00f8rgsm\u00e5l, de vil have dokumenter, og de bryder sig ikke om overraskelser.<\/p>\n<p>Nedenfor finder du den tjekliste for k\u00f8berparathed, vi faktisk bruger, f\u00f8r klienter betaler reservationsdepositum, underskriver privat k\u00f8bsaftale eller gennemf\u00f8rer hos notaren.<\/p>\n<section class=\"abai-ego-properties\"><h2 class=\"abai-ego-properties__heading\">Aktuelle lejligheder til salg i Torre del Mar<\/h2><div class=\"ego-hansen-grid ego-hansen-grid-featured abai-ego-properties__grid\">\t\t<style>\n\t\t\t.ego-hansen-card-thumb { position: relative; overflow: hidden; }\n\t\t\t.ego-hansen-status-badge{\n\t\t\t\tposition:absolute;\n\t\t\t\ttop:14px;\n\t\t\t\tleft:-42px;\n\t\t\t\ttransform:rotate(-45deg);\n\t\t\t\tbackground:#b52128;\n\t\t\t\tcolor:#fff;\n\t\t\t\tfont-size:14px;\n\t\t\t\tline-height:1;\n\t\t\t\tpadding:10px 60px;\n\t\t\t\tfont-weight:600;\n\t\t\t\tletter-spacing:.02em;\n\t\t\t\ttext-transform:none;\n\t\t\t\tz-index:3;\n\t\t\t\tbox-shadow:0 6px 16px rgba(0,0,0,.18);\n\t\t\t\tpointer-events:none;\n\t\t\t}\n\t\t\t\/* Hvis du vil skelne farver, kan du \u00e6ndre her *\/\n\t\t\t.ego-hansen-status-badge.is-reserved{ background:#b52128; }\n\t\t\t.ego-hansen-status-badge.is-sold{ background:#b52128; }\n\t\t<\/style>\n\t\t\t<article class=\"ego-hansen-card ego-hansen-card-featured \">\n\n\t\t\t\t\t<div class=\"ego-hansen-card-fav\" data-id=\"26603651\">\n\t\t\t\t<svg class=\"fav-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t<path d=\"M12 17.3l6.2 3.7-1.6-7 5.4-4.7-7.1-.6L12 2 9.1 8.7l-7.1.6 5.4 4.7-1.6 7z\"\/>\n\t\t\t\t<\/svg>\n\t\t\t<\/div>\n\t\t\n\t\t<a href=\"https:\/\/www.hansen-realestate.com\/da\/bolig\/storslaaet-lejlighed-i-stueetagen-i-baviera-golf-caleta-de-velez-26603651\/\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-thumb\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/images.egorealestate.com\/Z320x240\/S5\/C8533\/P31019938\/Tphoto\/IDa253d901-0000-0500-0000-00001a5e8eef.jpg\" alt=\"Storsl\u00e5et lejlighed i stueetagen i Baviera Golf, Caleta de V\u00e9lez\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"ego-hansen-card-body\">\n\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-ref\">\n\t\t\t\t\t\tRef. 26036\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"ego-hansen-card-title\">Storsl\u00e5et lejlighed i stueetagen i Baviera Golf, Caleta de V\u00e9lez<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-location\">V\u00e9lez-M\u00e1laga &gt; Caleta de V\u00e9lez<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-price\">350\u00a0000 \u20ac<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"ego-hansen-card-meta\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<!-- NEW: Bedrooms icon -->\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M4 12V8a3 3 0 0 1 3-3h3\"><\/path>\n\t\t\t\t\t\t\t\t<rect x=\"12\" y=\"7\" width=\"6\" height=\"4\" rx=\"1\"><\/rect>\n\t\t\t\t\t\t\t\t<path d=\"M3 12h18v6H3z\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M6 21v-3M18 21v-3\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>3<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<!-- NEW: Bathrooms icon -->\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M7 6h4\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M9 6v3\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M9 9h4\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M4 12h16v3a4 4 0 0 1-4 4H8a4 4 0 0 1-4-4v-3z\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M7 19l-1 2M17 19l1 2\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>2<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M3 8l9-4 9 4v10a2 2 0 0 1-2 2h-2\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M7 20h10\"><\/path>\n\t\t\t\t\t\t\t\t<rect x=\"7\" y=\"12\" width=\"10\" height=\"5\" rx=\"2\" ry=\"2\"><\/rect>\n\t\t\t\t\t\t\t\t<circle cx=\"9\" cy=\"17\" r=\"0.8\"><\/circle>\n\t\t\t\t\t\t\t\t<circle cx=\"15\" cy=\"17\" r=\"0.8\"><\/circle>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>1<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M4 16c1.5 1 2.5 1 4 0s2.5-1 4 0 2.5 1 4 0 2.5-1 4 0\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M4 12c1.5 1 2.5 1 4 0s2.5-1 4 0 2.5 1 4 0 2.5-1 4 0\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>Pool<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t<!-- NEW: Covered area (Superficie Construida) -->\n\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t<g fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n\t\t\t\t<rect x=\"4\" y=\"4\" width=\"16\" height=\"16\" rx=\"2\"><\/rect>\n\t\t\t\t<path d=\"M7 12l5-4 5 4\"><\/path>\n\t\t\t\t<path d=\"M10 20v-5h4v5\"><\/path>\n\t\t\t<\/g>\n\t\t<\/svg>\n\t\t<span>98 m\u00b2<\/span>\n\t<\/span>\n\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/article>\n\t\t<article class=\"ego-hansen-card ego-hansen-card-featured \">\n\n\t\t\t\t\t<div class=\"ego-hansen-card-fav\" data-id=\"24659874\">\n\t\t\t\t<svg class=\"fav-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t<path d=\"M12 17.3l6.2 3.7-1.6-7 5.4-4.7-7.1-.6L12 2 9.1 8.7l-7.1.6 5.4 4.7-1.6 7z\"\/>\n\t\t\t\t<\/svg>\n\t\t\t<\/div>\n\t\t\n\t\t<a href=\"https:\/\/www.hansen-realestate.com\/da\/bolig\/strandhus-med-3-terrasser-i-torre-del-mar-24659874\/\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-thumb\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-video-badge\" aria-label=\"Has video\" title=\"Video available\">\n\t\t\t\t\t\t\t<svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" width=\"14\" height=\"14\">\n\t\t\t\t\t\t\t\t<path fill=\"currentColor\" d=\"M8 5v14l11-7z\"\/>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>Video<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/images.egorealestate.com\/Z320x240\/S5\/C8533\/P28829838\/Tphoto\/ID8ee8b701-0000-0500-0000-00001855a95d.jpg\" alt=\"Strandhus med 3 terrasser i Torre del Mar\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"ego-hansen-card-body\">\n\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-ref\">\n\t\t\t\t\t\tRef. 25058\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"ego-hansen-card-title\">Strandhus med 3 terrasser i Torre del Mar<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-location\">V\u00e9lez-M\u00e1laga &gt; Torre del Mar<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-price\">599\u00a0000 \u20ac<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"ego-hansen-card-meta\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<!-- NEW: Bedrooms icon -->\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M4 12V8a3 3 0 0 1 3-3h3\"><\/path>\n\t\t\t\t\t\t\t\t<rect x=\"12\" y=\"7\" width=\"6\" height=\"4\" rx=\"1\"><\/rect>\n\t\t\t\t\t\t\t\t<path d=\"M3 12h18v6H3z\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M6 21v-3M18 21v-3\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>4<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<!-- NEW: Bathrooms icon -->\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M7 6h4\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M9 6v3\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M9 9h4\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M4 12h16v3a4 4 0 0 1-4 4H8a4 4 0 0 1-4-4v-3z\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M7 19l-1 2M17 19l1 2\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>3<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t<!-- NEW: Covered area (Superficie Construida) -->\n\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t<g fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n\t\t\t\t<rect x=\"4\" y=\"4\" width=\"16\" height=\"16\" rx=\"2\"><\/rect>\n\t\t\t\t<path d=\"M7 12l5-4 5 4\"><\/path>\n\t\t\t\t<path d=\"M10 20v-5h4v5\"><\/path>\n\t\t\t<\/g>\n\t\t<\/svg>\n\t\t<span>165 m\u00b2<\/span>\n\t<\/span>\n\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/article>\n\t\t<article class=\"ego-hansen-card ego-hansen-card-featured \">\n\n\t\t\t\t\t<div class=\"ego-hansen-card-fav\" data-id=\"26530632\">\n\t\t\t\t<svg class=\"fav-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t<path d=\"M12 17.3l6.2 3.7-1.6-7 5.4-4.7-7.1-.6L12 2 9.1 8.7l-7.1.6 5.4 4.7-1.6 7z\"\/>\n\t\t\t\t<\/svg>\n\t\t\t<\/div>\n\t\t\n\t\t<a href=\"https:\/\/www.hansen-realestate.com\/da\/bolig\/lejlighed-til-salg-eksklusivt-i-baviera-golf-caleta-de-velez-26530632\/\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-thumb\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/images.egorealestate.com\/Z320x240\/S5\/C8533\/P30942937\/Tphoto\/IDd926d801-0000-0500-0000-00001a47e9aa.jpg\" alt=\"Lejlighed til salg eksklusivt i Baviera Golf, Caleta de V\u00e9lez\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"ego-hansen-card-body\">\n\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-ref\">\n\t\t\t\t\t\tRef. 26048\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"ego-hansen-card-title\">Lejlighed til salg eksklusivt i Baviera Golf, Caleta de V\u00e9lez<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-location\">V\u00e9lez-M\u00e1laga &gt; Caleta de V\u00e9lez<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-price\">350\u00a0000 \u20ac<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"ego-hansen-card-meta\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<!-- NEW: Bedrooms icon -->\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M4 12V8a3 3 0 0 1 3-3h3\"><\/path>\n\t\t\t\t\t\t\t\t<rect x=\"12\" y=\"7\" width=\"6\" height=\"4\" rx=\"1\"><\/rect>\n\t\t\t\t\t\t\t\t<path d=\"M3 12h18v6H3z\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M6 21v-3M18 21v-3\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>3<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<!-- NEW: Bathrooms icon -->\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M7 6h4\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M9 6v3\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M9 9h4\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M4 12h16v3a4 4 0 0 1-4 4H8a4 4 0 0 1-4-4v-3z\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M7 19l-1 2M17 19l1 2\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>2<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M3 8l9-4 9 4v10a2 2 0 0 1-2 2h-2\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M7 20h10\"><\/path>\n\t\t\t\t\t\t\t\t<rect x=\"7\" y=\"12\" width=\"10\" height=\"5\" rx=\"2\" ry=\"2\"><\/rect>\n\t\t\t\t\t\t\t\t<circle cx=\"9\" cy=\"17\" r=\"0.8\"><\/circle>\n\t\t\t\t\t\t\t\t<circle cx=\"15\" cy=\"17\" r=\"0.8\"><\/circle>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>1<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M4 16c1.5 1 2.5 1 4 0s2.5-1 4 0 2.5 1 4 0 2.5-1 4 0\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M4 12c1.5 1 2.5 1 4 0s2.5-1 4 0 2.5 1 4 0 2.5-1 4 0\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>Pool<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t<!-- NEW: Covered area (Superficie Construida) -->\n\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t<g fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n\t\t\t\t<rect x=\"4\" y=\"4\" width=\"16\" height=\"16\" rx=\"2\"><\/rect>\n\t\t\t\t<path d=\"M7 12l5-4 5 4\"><\/path>\n\t\t\t\t<path d=\"M10 20v-5h4v5\"><\/path>\n\t\t\t<\/g>\n\t\t<\/svg>\n\t\t<span>112 m\u00b2<\/span>\n\t<\/span>\n\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/article>\n\t\t<article class=\"ego-hansen-card ego-hansen-card-featured \">\n\n\t\t\t\t\t<div class=\"ego-hansen-card-fav\" data-id=\"25648486\">\n\t\t\t\t<svg class=\"fav-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t<path d=\"M12 17.3l6.2 3.7-1.6-7 5.4-4.7-7.1-.6L12 2 9.1 8.7l-7.1.6 5.4 4.7-1.6 7z\"\/>\n\t\t\t\t<\/svg>\n\t\t\t<\/div>\n\t\t\n\t\t<a href=\"https:\/\/www.hansen-realestate.com\/da\/bolig\/havudsigt-og-moderne-design-i-et-af-de-mest-attraktive-omraader-i-torre-del-mar-25648486\/\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-thumb\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-video-badge\" aria-label=\"Has video\" title=\"Video available\">\n\t\t\t\t\t\t\t<svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" width=\"14\" height=\"14\">\n\t\t\t\t\t\t\t\t<path fill=\"currentColor\" d=\"M8 5v14l11-7z\"\/>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>Video<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/images.egorealestate.com\/Z320x240\/S5\/C8533\/P29906092\/Tphoto\/IDac54c801-0000-0500-0000-00001923a6fb.jpg\" alt=\"Havudsigt og moderne design i et af de mest attraktive omr\u00e5der i Torre del Mar\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"ego-hansen-card-body\">\n\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-ref\">\n\t\t\t\t\t\tRef. 26028\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"ego-hansen-card-title\">Havudsigt og moderne design i et af de mest attraktive omr\u00e5der i Torre del Mar<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-location\">V\u00e9lez-M\u00e1laga &gt; Torre del Mar<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-price\">630\u00a0000 \u20ac<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"ego-hansen-card-meta\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<!-- NEW: Bedrooms icon -->\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M4 12V8a3 3 0 0 1 3-3h3\"><\/path>\n\t\t\t\t\t\t\t\t<rect x=\"12\" y=\"7\" width=\"6\" height=\"4\" rx=\"1\"><\/rect>\n\t\t\t\t\t\t\t\t<path d=\"M3 12h18v6H3z\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M6 21v-3M18 21v-3\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>4<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<!-- NEW: Bathrooms icon -->\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M7 6h4\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M9 6v3\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M9 9h4\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M4 12h16v3a4 4 0 0 1-4 4H8a4 4 0 0 1-4-4v-3z\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M7 19l-1 2M17 19l1 2\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>4<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M3 8l9-4 9 4v10a2 2 0 0 1-2 2h-2\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M7 20h10\"><\/path>\n\t\t\t\t\t\t\t\t<rect x=\"7\" y=\"12\" width=\"10\" height=\"5\" rx=\"2\" ry=\"2\"><\/rect>\n\t\t\t\t\t\t\t\t<circle cx=\"9\" cy=\"17\" r=\"0.8\"><\/circle>\n\t\t\t\t\t\t\t\t<circle cx=\"15\" cy=\"17\" r=\"0.8\"><\/circle>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>1<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t<!-- NEW: Covered area (Superficie Construida) -->\n\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t<g fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n\t\t\t\t<rect x=\"4\" y=\"4\" width=\"16\" height=\"16\" rx=\"2\"><\/rect>\n\t\t\t\t<path d=\"M7 12l5-4 5 4\"><\/path>\n\t\t\t\t<path d=\"M10 20v-5h4v5\"><\/path>\n\t\t\t<\/g>\n\t\t<\/svg>\n\t\t<span>401 m\u00b2<\/span>\n\t<\/span>\n\n\t<span class=\"ego-hansen-meta-item\">\n\t\t<!-- NEW: Plot area (Superficie Parcela) -->\n\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t<g fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n\t\t\t\t<rect x=\"4\" y=\"4\" width=\"16\" height=\"16\" rx=\"2\" stroke-dasharray=\"3 2\"><\/rect>\n\t\t\t\t<path d=\"M12 16c2.2 0 3.8-1.6 3.8-3.6C13.7 12.2 12.7 10.6 12 9c-.7 1.6-1.7 3.2-3.8 3.4C8.2 14.4 9.8 16 12 16z\"><\/path>\n\t\t\t\t<path d=\"M12 16v4\"><\/path>\n\t\t\t<\/g>\n\t\t<\/svg>\n\t\t<span>209 m\u00b2<\/span>\n\t<\/span>\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/article>\n\t\t<article class=\"ego-hansen-card ego-hansen-card-featured \">\n\n\t\t\t\t\t<div class=\"ego-hansen-card-fav\" data-id=\"25014174\">\n\t\t\t\t<svg class=\"fav-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t<path d=\"M12 17.3l6.2 3.7-1.6-7 5.4-4.7-7.1-.6L12 2 9.1 8.7l-7.1.6 5.4 4.7-1.6 7z\"\/>\n\t\t\t\t<\/svg>\n\t\t\t<\/div>\n\t\t\n\t\t<a href=\"https:\/\/www.hansen-realestate.com\/da\/bolig\/velez-malaga-byhus-i-historisk-centrum-med-7-sovevaerelser-patio-og-stor-tagterrasse-25014174\/\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-thumb\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/images.egorealestate.com\/Z320x240\/S5\/C8533\/P29213471\/Tphoto\/ID1fc3bd01-0000-0500-0000-00001845d788.jpg\" alt=\"Velez-Malaga Byhus i historisk centrum med 7 sovev\u00e6relser, patio og stor tagterrasse.\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"ego-hansen-card-body\">\n\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-ref\">\n\t\t\t\t\t\tRef. 26006\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"ego-hansen-card-title\">Velez-Malaga Byhus i historisk centrum med 7 sovev\u00e6relser, patio og stor tagterrasse.<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-location\">V\u00e9lez-M\u00e1laga &gt; V\u00e9lez-M\u00e1laga ciudad<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-price\">395\u00a0000 \u20ac<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"ego-hansen-card-meta\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<!-- NEW: Bedrooms icon -->\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M4 12V8a3 3 0 0 1 3-3h3\"><\/path>\n\t\t\t\t\t\t\t\t<rect x=\"12\" y=\"7\" width=\"6\" height=\"4\" rx=\"1\"><\/rect>\n\t\t\t\t\t\t\t\t<path d=\"M3 12h18v6H3z\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M6 21v-3M18 21v-3\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>7<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<!-- NEW: Bathrooms icon -->\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M7 6h4\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M9 6v3\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M9 9h4\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M4 12h16v3a4 4 0 0 1-4 4H8a4 4 0 0 1-4-4v-3z\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M7 19l-1 2M17 19l1 2\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>2<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t<!-- NEW: Covered area (Superficie Construida) -->\n\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t<g fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n\t\t\t\t<rect x=\"4\" y=\"4\" width=\"16\" height=\"16\" rx=\"2\"><\/rect>\n\t\t\t\t<path d=\"M7 12l5-4 5 4\"><\/path>\n\t\t\t\t<path d=\"M10 20v-5h4v5\"><\/path>\n\t\t\t<\/g>\n\t\t<\/svg>\n\t\t<span>387 m\u00b2<\/span>\n\t<\/span>\n\n\t<span class=\"ego-hansen-meta-item\">\n\t\t<!-- NEW: Plot area (Superficie Parcela) -->\n\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t<g fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n\t\t\t\t<rect x=\"4\" y=\"4\" width=\"16\" height=\"16\" rx=\"2\" stroke-dasharray=\"3 2\"><\/rect>\n\t\t\t\t<path d=\"M12 16c2.2 0 3.8-1.6 3.8-3.6C13.7 12.2 12.7 10.6 12 9c-.7 1.6-1.7 3.2-3.8 3.4C8.2 14.4 9.8 16 12 16z\"><\/path>\n\t\t\t\t<path d=\"M12 16v4\"><\/path>\n\t\t\t<\/g>\n\t\t<\/svg>\n\t\t<span>173 m\u00b2<\/span>\n\t<\/span>\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/article>\n\t\t<article class=\"ego-hansen-card ego-hansen-card-featured \">\n\n\t\t\t\t\t<div class=\"ego-hansen-card-fav\" data-id=\"22831065\">\n\t\t\t\t<svg class=\"fav-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t<path d=\"M12 17.3l6.2 3.7-1.6-7 5.4-4.7-7.1-.6L12 2 9.1 8.7l-7.1.6 5.4 4.7-1.6 7z\"\/>\n\t\t\t\t<\/svg>\n\t\t\t<\/div>\n\t\t\n\t\t<a href=\"https:\/\/www.hansen-realestate.com\/da\/bolig\/moderne-ferielejlighed-i-centrum-af-torre-del-mar-taet-paa-stranden-22831065\/\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-thumb\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/images.egorealestate.com\/Z320x240\/S5\/C8533\/P26759189\/Tphoto\/ID15509801-0000-0500-0000-000015507fee.jpg\" alt=\"Moderne ferielejlighed i centrum af Torre del Mar, t\u00e6t p\u00e5 stranden\">\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t<div class=\"ego-hansen-card-body\">\n\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-ref\">\n\t\t\t\t\t\tRef. 049\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"ego-hansen-card-title\">Moderne ferielejlighed i centrum af Torre del Mar, t\u00e6t p\u00e5 stranden<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-location\">V\u00e9lez-M\u00e1laga &gt; Torre del Mar<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"ego-hansen-card-price\">1\u00a0100 \u20ac<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"ego-hansen-card-meta\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<!-- NEW: Bedrooms icon -->\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M4 12V8a3 3 0 0 1 3-3h3\"><\/path>\n\t\t\t\t\t\t\t\t<rect x=\"12\" y=\"7\" width=\"6\" height=\"4\" rx=\"1\"><\/rect>\n\t\t\t\t\t\t\t\t<path d=\"M3 12h18v6H3z\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M6 21v-3M18 21v-3\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>2<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<!-- NEW: Bathrooms icon -->\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M7 6h4\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M9 6v3\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M9 9h4\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M4 12h16v3a4 4 0 0 1-4 4H8a4 4 0 0 1-4-4v-3z\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M7 19l-1 2M17 19l1 2\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>1<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M3 8l9-4 9 4v10a2 2 0 0 1-2 2h-2\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M7 20h10\"><\/path>\n\t\t\t\t\t\t\t\t<rect x=\"7\" y=\"12\" width=\"10\" height=\"5\" rx=\"2\" ry=\"2\"><\/rect>\n\t\t\t\t\t\t\t\t<circle cx=\"9\" cy=\"17\" r=\"0.8\"><\/circle>\n\t\t\t\t\t\t\t\t<circle cx=\"15\" cy=\"17\" r=\"0.8\"><\/circle>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>1<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t\t\t\t\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t<path d=\"M4 16c1.5 1 2.5 1 4 0s2.5-1 4 0 2.5 1 4 0 2.5-1 4 0\"><\/path>\n\t\t\t\t\t\t\t\t<path d=\"M4 12c1.5 1 2.5 1 4 0s2.5-1 4 0 2.5 1 4 0 2.5-1 4 0\"><\/path>\n\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<span>Pool<\/span>\n\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t<span class=\"ego-hansen-meta-item\">\n\t\t<!-- NEW: Covered area (Superficie Construida) -->\n\t\t<svg class=\"ego-hansen-meta-icon\" viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n\t\t\t<g fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n\t\t\t\t<rect x=\"4\" y=\"4\" width=\"16\" height=\"16\" rx=\"2\"><\/rect>\n\t\t\t\t<path d=\"M7 12l5-4 5 4\"><\/path>\n\t\t\t\t<path d=\"M10 20v-5h4v5\"><\/path>\n\t\t\t<\/g>\n\t\t<\/svg>\n\t\t<span>70 m\u00b2<\/span>\n\t<\/span>\n\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/a>\n\t<\/article>\n\t<\/div><\/section>\n<h2 id=\"transfer-money-to-spain-to-buy-property-start-before-the-offer\">Overf\u00f8r penge til Spanien for boligk\u00f8b: Start f\u00f8r du afgiver tilbud<\/h2>\n<p>Den st\u00f8rste misforst\u00e5else er, at pengene f\u00f8rst er vigtige ved overtagelsen. I virkeligheden skal midlerne bruges i flere etaper. F\u00f8rst kan der v\u00e6re et reservationsdepositum, ofte et mindre bel\u00f8b for at tage boligen af markedet i en kort periode. Senere kr\u00e6ver en privat k\u00f8bsaftale typisk et st\u00f8rre depositum, ofte omkring 10% af prisen, afh\u00e6ngigt af aftalen. Ved overtagelsen betales restbel\u00f8bet hos notaren, som regel med bankchecks udstedt af en spansk bank eller en anden metode, som notar og advokater accepterer.<\/p>\n<p>Kigger du p\u00e5 en lejlighed til \u20ac350.000 i Torre del Mar, forbereder du ikke kun \u20ac350.000. Du skal ogs\u00e5 have penge til skatter, notargebyr, tinglysning, advokat, eventuelle bankomkostninger, forsikring hvis du finansierer, og en buffer. Vi r\u00e5der k\u00f8bere til at t\u00e6nke i totalbudget, ikke kun salgspris. For en mere detaljeret oversigt over omkostninger, d\u00e6kker vores guide til <a href=\"https:\/\/www.hansen-realestate.com\/da\/koeb-bolig-spanien-foer-flytning-omkostninger-skatter-tidsplan-da\/\">k\u00f8b af bolig i Spanien f\u00f8r flytning<\/a> b\u00e5de resident og non-resident timing.<\/p>\n<p>Et eksempel fra virkeligheden: K\u00f8bere flyver ofte til M\u00e1laga lufthavn for en tre-dages besigtigelsestur, n\u00e5r Torre del Mar p\u00e5 ca. 35 minutter via A-7 og forventer at beslutte sig hurtigt. Det er fornuftigt. Markedet bel\u00f8nner handlekraft. Men handlekraft er ikke det samme som forhastelse. F\u00f8r turen b\u00f8r dine midler allerede v\u00e6re sporbare, konvertible og klar til overf\u00f8rsel.<\/p>\n<h2 id=\"do-you-need-a-spanish-bank-account-for-a-property-purchase\">Beh\u00f8ver du en spansk bankkonto ved boligk\u00f8b?<\/h2>\n<p>I de fleste handler ja, en <strong>spansk bankkonto til boligk\u00f8b<\/strong> er st\u00e6rkt anbefalet. Det er ikke altid juridisk umuligt at k\u00f8be uden, men i praksis g\u00f8r det alt nemmere. Slutbetalingen hos notaren sker som regel med bankchecks udstedt af en spansk bank. Forsyningsaftaler, f\u00e6llesudgifter, IBI ejendomsskat, ikke-resident skatteordning og boligforsikring bliver ogs\u00e5 lettere, n\u00e5r du har en konto.<\/p>\n<p>At \u00e5bne kontoen kan tage overraskende lang tid, hvis du starter sent. Nogle banker er effektive; andre kr\u00e6ver dokument efter dokument. Ikke-residenter skal som regel bruge pas, NIE hvis det allerede findes, adressebevis, skatte-ID fra hjemlandet, dokumentation for indkomst eller formue og en forklaring p\u00e5, hvorfor kontoen \u00e5bnes. Hvis k\u00f8bet involverer et selskab, en trust, arvemidler eller penge fra et nyligt boligsalg, kan du forvente flere sp\u00f8rgsm\u00e5l.<\/p>\n<p>I vores handler i V\u00e9lez-M\u00e1laga og Torre del Mar vil bankerne ofte have dokumenter p\u00e5 spansk eller engelsk. Dansk, svensk, norsk, hollandsk eller tysk papirarbejde kan i nogle tilf\u00e6lde accepteres, men overs\u00e6ttelser kan blive kr\u00e6vet. Derfor starter vi bankintroduktion tidligt, is\u00e6r for k\u00f8bere der handler via fuldmagt eller kun er i omr\u00e5det p\u00e5 en kort besigtigelsestur.<\/p>\n<p>Vent ikke med at \u00e5bne konto til ugen f\u00f8r underskrift. Det er at bede om problemer. En bank kan godkende dig som kunde mandag og stadig fryse en stor indbetaling torsdag, fordi compliance-afdelingen vil se dokumentation for pengenes oprindelse. Irriterende? Ja. Us\u00e6dvanligt? Ikke rigtigt.<\/p>\n<h2 id=\"proof-of-funds-buying-property-in-spain-what-banks-actually-want\">Dokumentation for midler ved boligk\u00f8b i Spanien: Hvad bankerne faktisk kr\u00e6ver<\/h2>\n<p><strong>Dokumentation for midler ved boligk\u00f8b i Spanien<\/strong> er ikke kun en h\u00f8flig anmodning fra din advokat. Det er en del af Spaniens hvidvaskregler. Banker, advokater, notarer og nogle gange developere skal forst\u00e5, hvor pengene kommer fra. En kontoudskrift viser, at du har penge, men ikke n\u00f8dvendigvis hvorfra.<\/p>\n<p>For l\u00f8nmodtagere er papirsporet som regel ligetil: l\u00f8nsedler, selvangivelser, opsparings- og investeringskontoudtog. Selvst\u00e6ndige kan blive bedt om regnskaber, udbyttepapirer eller salgsdokumenter, hvis en virksomhed er solgt. Hvis midlerne stammer fra boligsalg, skal du vise underskrevet sk\u00f8de eller slutseddel samt kontoudtog, der viser indbetalingen. Arv kr\u00e6ver normalt skifte- eller arvedokumenter. Gaver fra familie kan udl\u00f8se ekstra kontrol, is\u00e6r hvis flere overf\u00f8rsler kommer fra forskellige familiemedlemmer kort f\u00f8r k\u00f8bet.<\/p>\n<p>Vi har haft k\u00f8bere i Nerja og Torrox med st\u00e6rk \u00f8konomi, som midlertidigt blev blokeret, fordi pengene var flyttet gennem flere konti uden en p\u00e6n forklaring. Pengene var legitime. Papirarbejdet var bare rodet. Spanske banker bryder sig ikke om detektivarbejde, og advokater kan ikke opfinde et rent revisionsspor bagefter.<\/p>\n<p>Den bedste tilgang er at samle en enkel mappe f\u00f8r reservation. Navngiv dokumenterne tydeligt, og gem udtog der viser vejen fra oprindelse til nuv\u00e6rende konto. Hvis penge er flyttet fra en investeringsplatform til en l\u00f8nkonto, s\u00e5 inkluder begge sider af bev\u00e6gelsen. T\u00e6nk p\u00e5 det som et spor af br\u00f8dkrummer hele vejen fra kilden til Spanien.<\/p>\n<h2 id=\"currency-exchange-buying-house-in-spain-bank-or-specialist\">Valutaveksling ved boligk\u00f8b i Spanien: Bank eller specialist?<\/h2>\n<p>For k\u00f8bere fra eurozonen er valuta sj\u00e6ldent dramatisk. For k\u00f8bere fra Danmark, Sverige, Norge, Storbritannien eller andre ikke-eurolande kan <strong>valutaveksling ved boligk\u00f8b i Spanien<\/strong> p\u00e5virke den reelle k\u00f8bspris mere end mange forventer. En \u00e6ndring i valutakursen mellem tilbud og overtagelse kan g\u00f8re et komfortabelt budget stramt.<\/p>\n<p>Der er to almindelige veje. Din hjemlige bank kan veksle og sende euro: simpelt, velkendt, nogle gange dyrt. Eller du kan bruge en reguleret valutam\u00e6gler, som ofte tilbyder bedre kurser, terminskontrakter eller delte overf\u00f8rsler. Vi er ikke valutam\u00e6glere og giver ikke valutavejledning, men vi opfordrer k\u00f8bere til at sammenligne omkostninger i stedet for bare at acceptere f\u00f8rste kurs i netbanken.<\/p>\n<p>Et praktisk eksempel: En svensk k\u00f8ber, der ser p\u00e5 Baviera Golf i Caleta de V\u00e9lez, kan reservere en bolig i dag, underskrive privat kontrakt om to uger og gennemf\u00f8re to m\u00e5neder senere. Hvis kronen sv\u00e6kkes i mellemtiden, kan det endelige eurobel\u00f8b kr\u00e6ve flere svenske kroner end forventet. Nogle k\u00f8bere h\u00e5ndterer risikoen med en terminskontrakt, der l\u00e5ser kursen til en fremtidig dato. Andre overf\u00f8rer i etaper. Begge dele kan fungere. Det, der sj\u00e6ldent fungerer, er at ignorere valutakursen indtil notardagen allerede er booket.<\/p>\n<p>Hvis du stadig sammenligner omr\u00e5der og budgetter, kan vores lokale prisguides hj\u00e6lpe dig med at s\u00e6tte et realistisk m\u00e5l, f\u00f8r du veksler penge. Mange starter med <a href=\"https:\/\/www.hansen-realestate.com\/da\/torre-del-mar-boligpriser-2026-budget-strand-da\/\">Torre del Mar boligpriser n\u00e6r stranden<\/a> eller vores oversigt over <a href=\"https:\/\/www.hansen-realestate.com\/da\/koeb-bolig-caleta-de-velez-baviera-golf-priser-omraader-til-salg-da\/\">Caleta de V\u00e9lez og Baviera Golf boligmuligheder<\/a>.<\/p>\n<h2 id=\"paying-deposit-for-property-in-spain-without-creating-risk\">Betaling af depositum ved boligk\u00f8b i Spanien uden risiko<\/h2>\n<p><strong>Betaling af depositum ved boligk\u00f8b i Spanien<\/strong> b\u00f8r aldrig f\u00f8les tilf\u00e6ldigt. Bel\u00f8bet kan virke lille i forhold til k\u00f8bsprisen, men det \u00e6ndrer hele transaktionens karakter. N\u00e5r pengene f\u00f8rst er overf\u00f8rt, er vilk\u00e5rene for tilbagebetaling vigtige. Det samme g\u00e6lder modtageren.<\/p>\n<p>Reservationsdepositum betales ofte til ejendomsm\u00e6glerens klientkonto, advokatens klientkonto, udviklerens konto eller i sj\u00e6ldne tilf\u00e6lde direkte til s\u00e6lger, afh\u00e6ngigt af strukturen. Vi foretr\u00e6kker klarhed: hvem modtager pengene, hvad reserverer betalingen, hvor l\u00e6nge varer reservationen, hvilke tjek skal ske f\u00f8r n\u00e6ste kontrakt, og under hvilke betingelser depositum tilbagebetales. Vage formuleringer er grobund for problemer.<\/p>\n<p>F\u00f8r et depositum forlader din konto, b\u00f8r din advokat vide, hvad der underskrives. Som minimum skal ejendommens identitet, k\u00f8bspris, parter, deadline, depositumbel\u00f8b og tilbagebetalingsvilk\u00e5r st\u00e5 klart. Hvis du k\u00f8ber en gensalgslejlighed n\u00e6r Avenida Andaluc\u00eda i Torre del Mar, vil advokaten normalt tjekke tinglysning, g\u00e6ld, f\u00e6llesudgifter og lovlighed. Hvis du k\u00f8ber nybyggeri i Fuengirola eller Benalm\u00e1dena, kr\u00e6ver udviklerens betalingsplan, bankgarantier og momsbehandling s\u00e6rlig opm\u00e6rksomhed.<\/p>\n<p>Vi er forsigtige her, fordi vi har set alternativerne. En k\u00f8ber sender penge for hurtigt og opdager bagefter, at en vigtig klausul mangler, eller at overtagelsestidspunktet er urealistisk. Begejstring er naturligt. Panik er dyrt. Hvis du tidligt fort\u00e6ller os, hvordan dine midler er placeret og i hvilken valuta, kan vi hj\u00e6lpe med at matche den rette advokat og banksekvens f\u00f8r din f\u00f8rste besigtigelse.<\/p>\n<h2 id=\"the-timing-transfers-bank-checks-and-the-notary-date\">Timing: Overf\u00f8rsler, banktjek og notardato<\/h2>\n<p>Timing handler mindre om overf\u00f8rselshastighed og mere om godkendelseshastighed. En SEPA-overf\u00f8rsel inden for eurozonen kan v\u00e6re hurtig, ofte fremme p\u00e5 en til to hverdage. Internationale overf\u00f8rsler tager l\u00e6ngere tid. Valutaveksling l\u00e6gger et ekstra lag p\u00e5. Men den reelle forsinkelse er ofte compliance: Den spanske bank modtager et stort bel\u00f8b, markerer det til gennemgang og beder om dokumenter, f\u00f8r pengene kan bruges til checks eller betalinger.<\/p>\n<p>Vi r\u00e5der k\u00f8bere til at arbejde bagl\u00e6ns fra notardatoen. Hvis overtagelsen er fredag morgen i V\u00e9lez-M\u00e1laga eller M\u00e1laga, b\u00f8r pengene ikke f\u00f8rst ankomme torsdag eftermiddag. Det er alt for t\u00e6t p\u00e5. Den spanske bank kan have brug for tid til at bekr\u00e6fte modtagelse, godkende dokumentation for pengenes oprindelse og udstede bankchecks. I august, omkring Semana Santa, juleugen eller lokale helligdage kan bemandingen v\u00e6re tyndere og underskrifter sv\u00e6rere at f\u00e5. Spanien fungerer stadig, men tempoet \u00e6ndrer sig.<\/p>\n<p>For seri\u00f8se k\u00f8bere p\u00e5 kort tur b\u00f8r den \u00f8konomiske forberedelse ske f\u00f8r ankomst. Vores <a href=\"https:\/\/www.hansen-realestate.com\/da\/costa-del-sol-besigtigelsesrejse-3-dages-plan-da\/\">tre-dages Costa del Sol boligbesigtigelsesplan<\/a> er bygget op pr\u00e6cis omkring dette: Se grundigt, beslut roligt og v\u00e6r klar til at reservere, hvis den rette bolig dukker op.<\/p>\n<h3>En realistisk tjekliste for k\u00f8berparathed<\/h3>\n<ul>\n<li>\u00c5bn eller begynd at \u00e5bne den spanske bankkonto, f\u00f8r du skal betale slutbel\u00f8bet.<\/li>\n<li>Forbered dokumentation for midler, der viser oprindelsen \u2013 ikke kun saldoen.<\/li>\n<li>Beslut hvordan du h\u00e5ndterer valutaveksling og kursrisiko.<\/li>\n<li>Bekr\u00e6ft hvem der modtager reservationsdepositum og hvilke tilbagebetalingsvilk\u00e5r der g\u00e6lder.<\/li>\n<li>Overf\u00f8r penge i god tid til compliance-tjek, checks og notarkoordinering.<\/li>\n<li>Hav ekstra budget til skatter, gebyrer, m\u00f8bler, forsikring og f\u00f8rste \u00e5rs driftsomkostninger.<\/li>\n<\/ul>\n<p>Det er den t\u00f8rre version. Den menneskelige version er enklere: Lad ikke en smuk terrasse i Nerja eller en lejlighed med havudsigt i Torrox f\u00e5 dig til at sl\u00f8se med bankforretningerne.<\/p>\n<h2 id=\"common-payment-mistakes-we-still-see-in-2026\">Typiske betalingsfejl vi stadig ser i 2026<\/h2>\n<p>Den f\u00f8rste fejl er at overf\u00f8re penge direkte til s\u00e6lger uden ordentlig kontrol. Det kan v\u00e6re harml\u00f8st i nogle tilf\u00e6lde, men vi anbefaler det ikke. Brug den struktur, din advokat har godkendt, og s\u00f8rg for at kontohaver matcher kontrakten eller har en klar juridisk rolle i handlen.<\/p>\n<p>Den anden er at tro, at et forh\u00e5ndsgodkendt l\u00e5n beskytter depositummet. En l\u00e5neklausul skal v\u00e6re korrekt skrevet ind i kontrakten, hvis du skal v\u00e6re d\u00e6kket. Mundtlig tryghed fra bankr\u00e5dgiveren hj\u00e6lper ikke, hvis kontrakten siger, at depositum er tabt efter deadline.<\/p>\n<p>Den tredje er at glemme overf\u00f8rselsreferencer. Spanske banker og advokater h\u00e5ndterer mange indbetalinger. En reference med dit navn, ejendommens adresse og form\u00e5l sparer kedelige mails senere. Kedelige mails kl. 21 aftenen f\u00f8r notaren er ikke den elegante spanske livsstil, folk dr\u00f8mte om.<\/p>\n<p>En anden fejl: At undervurdere bankgebyrer og daglige overf\u00f8rselsgr\u00e6nser. Nogle banker kr\u00e6ver ekstra sikkerhedsgodkendelse for store overf\u00f8rsler. Andre har loft p\u00e5 onlinebetalinger, medmindre du ringer i forvejen. En britisk eller skandinavisk k\u00f8ber kan have penge nok p\u00e5 kontoen, men bankens svindelafdeling blokerer betalingen, fordi den ser us\u00e6dvanlig ud. Giv din bank besked, f\u00f8r du flytter store bel\u00f8b til Spanien.<\/p>\n<p>Endelig: M\u00f8d aldrig op til overtagelse med kontanter. Spanien har strenge regler for kontantbetalinger, og ejendomshandler kr\u00e6ver gennemsigtige, sporbare penge. Store kontantbel\u00f8b er et r\u00f8dt flag og kan skabe juridiske og bankm\u00e6ssige problemer. Rene overf\u00f8rsler vinder hver gang.<\/p>\n<h2 id=\"how-our-torre-del-mar-team-helps-buyers-stay-ready\">S\u00e5dan hj\u00e6lper vores Torre del Mar-team k\u00f8bere med at v\u00e6re klar<\/h2>\n<p>Vores rolle er ikke at erstatte din advokat eller bank. Vi koordinerer de bev\u00e6gelige dele, s\u00e5 k\u00f8bet f\u00f8les ordnet i stedet for improviseret. Vi ved, hvilke sp\u00f8rgsm\u00e5l der typisk opst\u00e5r f\u00f8r reservation i Torre del Mar, hvad developere kan kr\u00e6ve i Fuengirola, hvordan gensalgss\u00e6lgere i V\u00e9lez-M\u00e1laga strukturerer deadlines, og hvorfor en ikke-resident k\u00f8ber fra Sverige eller Holland kan have brug for mere banktid end forventet.<\/p>\n<p>Vi kender ogs\u00e5 det lokale tempo. En fremvisning n\u00e6r Balc\u00f3n de Europa i Nerja kan blive til et tilbud samme eftermiddag. En velprissat lejlighed t\u00e6t p\u00e5 promenaden i Torre del Mar kan tiltr\u00e6kke flere k\u00f8bere p\u00e5 \u00e9n weekend. Boliger omkring Baviera Golf i Caleta de V\u00e9lez appellerer til k\u00f8bere, der vil have plads, parkering og nem adgang til A-7, s\u00e5 de gode enheder bliver ikke l\u00e6nge. Forberedelse er ikke papirarbejde for papirarbejdets skyld. Det er k\u00f8bekraft.<\/p>\n<p>S\u00e5 f\u00f8r du booker besigtigelsesturen, s\u00e5 tal med os. Fort\u00e6l os din budgetvaluta, din forventede k\u00f8bsstruktur, og om du planl\u00e6gger at finansiere en del af prisen. Se de aktuelle boliger i udvalget ovenfor, eller kontakt vores Hansen Real Estate-team i Torre del Mar for en snak om k\u00f8berparathed f\u00f8r dit f\u00f8rste tilbud. Vi hj\u00e6lper dig fra interesse til reservation uden at miste dage p\u00e5 undg\u00e5elige bankforsinkelser.<\/p>\n<h2 id=\"faq-transferring-money-to-spain-for-a-property-purchase\">FAQ: Overf\u00f8rsel af penge til Spanien ved boligk\u00f8b<\/h2>\n<h3>Kan jeg overf\u00f8re penge til Spanien f\u00f8r jeg har en spansk bankkonto?<\/h3>\n<p>Nogle gange, men det afh\u00e6nger af k\u00f8bsstrukturen og modtageren. Et reservationsdepositum kan betales til advokat, m\u00e6gler eller udvikler, hvis det dokumenteres korrekt. Til overtagelse er en spansk bankkonto dog langt mere praktisk, fordi bankchecks, forsyninger og skattebetalinger er lettere at h\u00e5ndtere.<\/p>\n<h3>Hvilken dokumentation for midler kr\u00e6ves ved boligk\u00f8b i Spanien?<\/h3>\n<p>Banker og advokater vil normalt se dokumentation for pengenes oprindelse, ikke kun en saldoudskrift. Nyttige dokumenter er l\u00f8nsedler, selvangivelser, investeringsudtog, sk\u00f8der fra boligsalg, arvepapirer, regnskaber eller gavepapirer. Jo tydeligere papirspor, jo f\u00e6rre forsinkelser.<\/p>\n<h3>Hvor lang tid tager det at overf\u00f8re penge til Spanien til overtagelse?<\/h3>\n<p>En SEPA-overf\u00f8rsel inden for eurozonen kan ankomme hurtigt, ofte p\u00e5 et par hverdage, men compliance-tjek kan tage l\u00e6ngere. Hvis der er valutaveksling, store bel\u00f8b eller komplekse midler, b\u00f8r du afs\u00e6tte ekstra tid. Vi foretr\u00e6kker, at pengene er fremme i god tid f\u00f8r notardatoen \u2013 ikke dagen f\u00f8r.<\/p>\n<h3>Er det bedst at bruge min bank eller en valutam\u00e6gler?<\/h3>\n<p>Begge dele kan fungere. Din bank er m\u00e5ske bekvem, mens en reguleret valutam\u00e6gler kan tilbyde bedre kurser eller v\u00e6rkt\u00f8jer som terminskontrakter. Sammenlign samlede omkostninger, overf\u00f8rselshastighed og reguleringssikkerhed f\u00f8r du beslutter. For ikke-eurok\u00f8bere kan kursudsving p\u00e5virke prisen betydeligt.<\/p>\n<h3>Kan jeg miste mit depositum, hvis min overf\u00f8rsel bliver forsinket?<\/h3>\n<p>Potentielt ja, hvis kontraktens deadlines er stramme og der ikke er beskyttende klausuler. Derfor skal timing, l\u00e5neklausuler og tilbagebetalingsvilk\u00e5r gennemg\u00e5s f\u00f8r betaling. En advokat b\u00f8r tjekke reservation eller privat kontrakt, s\u00e5 undg\u00e5elige bankforsinkelser ikke bliver en dyr fejl.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Flyt penge sikkert til Spanien f\u00f8r boligk\u00f8b: bankkonti, dokumentation for midler, valutaveksling, hvidvaskkontrol og timing for k\u00f8bere p\u00e5 Costa del Sol.<\/p>\n","protected":false},"author":1,"featured_media":29633,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[75],"tags":[142,1004,1003,1002,1005],"class_list":["post-31838","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-location-guide","tag-boligkob-spanien","tag-costa-del-sol-kobere","tag-dokumentation-for-midler","tag-spansk-bankkonto","tag-valutaveksling"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Overf\u00f8r penge til Spanien for boligk\u00f8b i 2026<\/title>\n<meta name=\"description\" content=\"L\u00e6r hvordan du sikkert overf\u00f8rer penge til Spanien ved boligk\u00f8b, h\u00e5ndterer dokumentation for midler, \u00e5bner bankkonto og timingen af indbetalinger p\u00e5 Costa del Sol i 2026.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/\" \/>\n<meta property=\"og:locale\" content=\"da_DK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Overf\u00f8r penge til Spanien for boligk\u00f8b i 2026\" \/>\n<meta property=\"og:description\" content=\"L\u00e6r hvordan du sikkert overf\u00f8rer penge til Spanien ved boligk\u00f8b, h\u00e5ndterer dokumentation for midler, \u00e5bner bankkonto og timingen af indbetalinger p\u00e5 Costa del Sol i 2026.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/\" \/>\n<meta property=\"og:site_name\" content=\"Hansen-Realestate\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-13T08:54:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.hansen-realestate.com\/wp-content\/uploads\/2025\/12\/profile-transparent-widget100.png\" \/>\n\t<meta property=\"og:image:width\" content=\"100\" \/>\n\t<meta property=\"og:image:height\" content=\"50\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Trustmedia\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Skrevet af\" \/>\n\t<meta name=\"twitter:data1\" content=\"Trustmedia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimeret l\u00e6setid\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minutter\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\\\/\"},\"author\":{\"name\":\"Trustmedia\",\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/#\\\/schema\\\/person\\\/865d76af998c01c65583adaa9565b0f7\"},\"headline\":\"S\u00e5dan overf\u00f8rer du penge til Spanien ved boligk\u00f8b: Bankkonti, dokumentation og timing\",\"datePublished\":\"2026-09-13T08:54:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\\\/\"},\"wordCount\":2693,\"publisher\":{\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.hansen-realestate.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/profile-transparent-widget100.png\",\"keywords\":[\"boligk\u00f8b Spanien\",\"Costa del Sol k\u00f8bere\",\"dokumentation for midler\",\"spansk bankkonto\",\"valutaveksling\"],\"articleSection\":[\"Location guide\"],\"inLanguage\":\"da-DK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\\\/\",\"url\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\\\/\",\"name\":\"Overf\u00f8r penge til Spanien for boligk\u00f8b i 2026\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.hansen-realestate.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/profile-transparent-widget100.png\",\"datePublished\":\"2026-09-13T08:54:01+00:00\",\"description\":\"L\u00e6r hvordan du sikkert overf\u00f8rer penge til Spanien ved boligk\u00f8b, h\u00e5ndterer dokumentation for midler, \u00e5bner bankkonto og timingen af indbetalinger p\u00e5 Costa del Sol i 2026.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\\\/#breadcrumb\"},\"inLanguage\":\"da-DK\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"da-DK\",\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.hansen-realestate.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/profile-transparent-widget100.png\",\"contentUrl\":\"https:\\\/\\\/www.hansen-realestate.com\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/profile-transparent-widget100.png\",\"width\":100,\"height\":50,\"caption\":\"SpainHouses.net \u2014 Recommended Professional, Torre del Mar\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/hjem-rejser\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"S\u00e5dan overf\u00f8rer du penge til Spanien ved boligk\u00f8b: Bankkonti, dokumentation og timing\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/#website\",\"url\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/\",\"name\":\"Hansen Realestate\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"da-DK\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/#organization\",\"name\":\"Hansen Realestate\",\"url\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"da-DK\",\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.hansen-realestate.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/logo_hansen1.png\",\"contentUrl\":\"https:\\\/\\\/www.hansen-realestate.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/logo_hansen1.png\",\"width\":250,\"height\":150,\"caption\":\"Hansen Realestate\"},\"image\":{\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/#\\\/schema\\\/person\\\/865d76af998c01c65583adaa9565b0f7\",\"name\":\"Trustmedia\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"da-DK\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/532d32ee42d314fbe7c44fb6282568c48a47aebca16016c6163aa101c6f99ea3?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/532d32ee42d314fbe7c44fb6282568c48a47aebca16016c6163aa101c6f99ea3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/532d32ee42d314fbe7c44fb6282568c48a47aebca16016c6163aa101c6f99ea3?s=96&d=mm&r=g\",\"caption\":\"Trustmedia\"},\"sameAs\":[\"https:\\\/\\\/www.hansen-realestate.com\"],\"url\":\"https:\\\/\\\/www.hansen-realestate.com\\\/da\\\/author\\\/trustmedia\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Overf\u00f8r penge til Spanien for boligk\u00f8b i 2026","description":"L\u00e6r hvordan du sikkert overf\u00f8rer penge til Spanien ved boligk\u00f8b, h\u00e5ndterer dokumentation for midler, \u00e5bner bankkonto og timingen af indbetalinger p\u00e5 Costa del Sol i 2026.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/","og_locale":"da_DK","og_type":"article","og_title":"Overf\u00f8r penge til Spanien for boligk\u00f8b i 2026","og_description":"L\u00e6r hvordan du sikkert overf\u00f8rer penge til Spanien ved boligk\u00f8b, h\u00e5ndterer dokumentation for midler, \u00e5bner bankkonto og timingen af indbetalinger p\u00e5 Costa del Sol i 2026.","og_url":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/","og_site_name":"Hansen-Realestate","article_published_time":"2026-09-13T08:54:01+00:00","og_image":[{"width":100,"height":50,"url":"https:\/\/www.hansen-realestate.com\/wp-content\/uploads\/2025\/12\/profile-transparent-widget100.png","type":"image\/png"}],"author":"Trustmedia","twitter_card":"summary_large_image","twitter_misc":{"Skrevet af":"Trustmedia","Estimeret l\u00e6setid":"13 minutter"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/#article","isPartOf":{"@id":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/"},"author":{"name":"Trustmedia","@id":"https:\/\/www.hansen-realestate.com\/da\/#\/schema\/person\/865d76af998c01c65583adaa9565b0f7"},"headline":"S\u00e5dan overf\u00f8rer du penge til Spanien ved boligk\u00f8b: Bankkonti, dokumentation og timing","datePublished":"2026-09-13T08:54:01+00:00","mainEntityOfPage":{"@id":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/"},"wordCount":2693,"publisher":{"@id":"https:\/\/www.hansen-realestate.com\/da\/#organization"},"image":{"@id":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/#primaryimage"},"thumbnailUrl":"https:\/\/www.hansen-realestate.com\/wp-content\/uploads\/2025\/12\/profile-transparent-widget100.png","keywords":["boligk\u00f8b Spanien","Costa del Sol k\u00f8bere","dokumentation for midler","spansk bankkonto","valutaveksling"],"articleSection":["Location guide"],"inLanguage":"da-DK"},{"@type":"WebPage","@id":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/","url":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/","name":"Overf\u00f8r penge til Spanien for boligk\u00f8b i 2026","isPartOf":{"@id":"https:\/\/www.hansen-realestate.com\/da\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/#primaryimage"},"image":{"@id":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/#primaryimage"},"thumbnailUrl":"https:\/\/www.hansen-realestate.com\/wp-content\/uploads\/2025\/12\/profile-transparent-widget100.png","datePublished":"2026-09-13T08:54:01+00:00","description":"L\u00e6r hvordan du sikkert overf\u00f8rer penge til Spanien ved boligk\u00f8b, h\u00e5ndterer dokumentation for midler, \u00e5bner bankkonto og timingen af indbetalinger p\u00e5 Costa del Sol i 2026.","breadcrumb":{"@id":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/#breadcrumb"},"inLanguage":"da-DK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/"]}]},{"@type":"ImageObject","inLanguage":"da-DK","@id":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/#primaryimage","url":"https:\/\/www.hansen-realestate.com\/wp-content\/uploads\/2025\/12\/profile-transparent-widget100.png","contentUrl":"https:\/\/www.hansen-realestate.com\/wp-content\/uploads\/2025\/12\/profile-transparent-widget100.png","width":100,"height":50,"caption":"SpainHouses.net \u2014 Recommended Professional, Torre del Mar"},{"@type":"BreadcrumbList","@id":"https:\/\/www.hansen-realestate.com\/da\/overfor-penge-spanien-boligkob-bankkonto-dokumentation-timing-da\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.hansen-realestate.com\/da\/hjem-rejser\/"},{"@type":"ListItem","position":2,"name":"S\u00e5dan overf\u00f8rer du penge til Spanien ved boligk\u00f8b: Bankkonti, dokumentation og timing"}]},{"@type":"WebSite","@id":"https:\/\/www.hansen-realestate.com\/da\/#website","url":"https:\/\/www.hansen-realestate.com\/da\/","name":"Hansen Realestate","description":"","publisher":{"@id":"https:\/\/www.hansen-realestate.com\/da\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.hansen-realestate.com\/da\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"da-DK"},{"@type":"Organization","@id":"https:\/\/www.hansen-realestate.com\/da\/#organization","name":"Hansen Realestate","url":"https:\/\/www.hansen-realestate.com\/da\/","logo":{"@type":"ImageObject","inLanguage":"da-DK","@id":"https:\/\/www.hansen-realestate.com\/da\/#\/schema\/logo\/image\/","url":"https:\/\/www.hansen-realestate.com\/wp-content\/uploads\/2025\/11\/logo_hansen1.png","contentUrl":"https:\/\/www.hansen-realestate.com\/wp-content\/uploads\/2025\/11\/logo_hansen1.png","width":250,"height":150,"caption":"Hansen Realestate"},"image":{"@id":"https:\/\/www.hansen-realestate.com\/da\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.hansen-realestate.com\/da\/#\/schema\/person\/865d76af998c01c65583adaa9565b0f7","name":"Trustmedia","image":{"@type":"ImageObject","inLanguage":"da-DK","@id":"https:\/\/secure.gravatar.com\/avatar\/532d32ee42d314fbe7c44fb6282568c48a47aebca16016c6163aa101c6f99ea3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/532d32ee42d314fbe7c44fb6282568c48a47aebca16016c6163aa101c6f99ea3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/532d32ee42d314fbe7c44fb6282568c48a47aebca16016c6163aa101c6f99ea3?s=96&d=mm&r=g","caption":"Trustmedia"},"sameAs":["https:\/\/www.hansen-realestate.com"],"url":"https:\/\/www.hansen-realestate.com\/da\/author\/trustmedia\/"}]}},"_links":{"self":[{"href":"https:\/\/www.hansen-realestate.com\/da\/wp-json\/wp\/v2\/posts\/31838","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hansen-realestate.com\/da\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hansen-realestate.com\/da\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hansen-realestate.com\/da\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hansen-realestate.com\/da\/wp-json\/wp\/v2\/comments?post=31838"}],"version-history":[{"count":0,"href":"https:\/\/www.hansen-realestate.com\/da\/wp-json\/wp\/v2\/posts\/31838\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hansen-realestate.com\/da\/wp-json\/wp\/v2\/media\/29633"}],"wp:attachment":[{"href":"https:\/\/www.hansen-realestate.com\/da\/wp-json\/wp\/v2\/media?parent=31838"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hansen-realestate.com\/da\/wp-json\/wp\/v2\/categories?post=31838"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hansen-realestate.com\/da\/wp-json\/wp\/v2\/tags?post=31838"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}